Charlie Munger said it best:

“I think I’ve been in the top 5% of my age cohort all my life in understanding the power of incentives, and all my life I’ve underestimated it. Never a year passes that I don’t get some surprise that pushes my limit a little farther.”

Well, here’s a surprise.

In short, a modern skyscraper may be in danger of collapsing. No, not in North Korea or Russia, but in Sidney, Australia.

If that can happen in this day and age in a democracy with elaborate building and safety regulations, think about what else can happen — and is happening, often unnoticed by the uninterested observer.

Overrated: laws, regulations, morals, conscience.

Underrated: incentives.