We are pleased to share the following conversation with Ajay Banga, CEO of MasterCard, and Jud Linville, CEO of Citi Cards.

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Ajay Banga is president and chief executive officer of Mastercard and a member of its board of directors. Mr. Banga is a member of the U.S. President’s Advisory Committee for Trade Policy and Negotiations and is a founding Trustee of the U.S.-India Strategic Partnership Forum. Mr. Banga is a member of the U.S.-India CEO Forum and co-chairs the board of directors of the American India Foundation. He served as a member of President Obama’s Commission on Enhancing National Cybersecurity.

Jud Linville is the Chief Executive Officer of Citi Cards, the industry’s largest credit card issuer, providing lending services that enable growth and economic progress for individuals and small businesses around the world. As a global payment business at the intersection of physical and digital commerce, Citi Cards seamlessly brings together card members and merchants, allowing people to make purchases to improve the quality of their lives, whether on a card, over the internet or through a mobile device.